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Fake financial services top cold-call scams

Fraudulent banking services, credit brokers and investment opportunities are the most common scams used by cold-callers, according to analysis by Citizens Advice.

More than a third (37%) of fraudulent cold calls reported to the charity involved fake financial or professional services.

Older people are more susceptible to scams, with 46% of all reported cases being made by over-...

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Tribunal ruling on holiday pay comes into effect

Employers need to account for overtime when calculating holiday pay from 1 July 2015.

The Employment Appeal Tribunal ruled in November 2014 that employers must factor in overtime, commissions and bonuses when making holiday pay calculations, instead of only taking basic pay into account.

Holiday pay for workers who receive irregular remuneration calculated based on their total...

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Standard annuity rate hits 2015 high

The standard annuity rate has increased 5.6% since the 12 May 2015, research by My Pension Expert has found.

This is the highest standard annuity rate in 2015 so far.

The research shows that a 64 year-old with a £100,000 pension would earn £303 a year more than they would have 7 weeks ago.

The best available income on 12 May was £5,370, compared to a possible £5,673 on 30...

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Government grants for charitable organisations

A £20 million fund to provide grants to around 250 organisations working in the voluntary, community and social enterprise (VCSE) sector has been launched by the government.

The Local Sustainability Fund, which will be administered by the Big Lottery Fund, will provide chosen organisations with money to implement organisational change and access professional advice and services.

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HMRC temporarily suspends overseas pension scheme list

HMRC has temporarily suspended the published list of Recognised Overseas Pension Schemes (ROPS) until it can produce an updated version on 1 July.

The reason given for the temporary suspension was that HMRC wanted to determine that all schemes that had previously appeared on the list meet the Pension Age Test requirement. To meet this requirement, a pension scheme must not be required...

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